As you may know, the processing and transfer fees are just:
Processing Fees - Per Transaction
Credit Card 2.9% + $0.30 processing fees per charge
ACH (eCheck) 0.8% (max $5) processing fees per charge
Transfer Fees - Per Payout
0.25% + $0.25 added to each transfer
However, if you are able to pass the processing fees on to your clients, the only fee you will pay will be the $0.25 Transfer Fee per payout.
Processing Fees - Per Transaction
Credit Card 2.9% + $0.30 processing fees per charge (Paid by client)
ACH (eCheck) 0.8% (max $5) processing fees per charge (Paid by client)
Transfer Fees - Per Payout
0.25% (Paid by client) + $0.25 added to each transfer (Paid by you)