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What Are the Fees for Buy Now, Pay Later?

Learn how the Buy Now, Pay Later (via Affirm) processing fees work, including Stripe fees and client cost absorption.

Sierra Burton avatar
Written by Sierra Burton
Updated over a week ago

This feature is available on all Goodshuffle Pro Plans.

The Buy Now, Pay Later (BNPL) fee is 6% + $0.30 per transaction. Additionally, Stripe charges a 0.25% transfer fee for payments processed this way.

💡 Affirm does not charge integration, monthly, or annual fees.

Goodshuffle Pro users absorb the fees of BNPL payments, offering clients more flexibility while maintaining a smooth transaction experience.

Example: $10,000 Purchase

If a client uses BNPL for a $10,000 purchase:

  • $600.00 = 6% Buy Now, Pay Later fee

  • $23.80 = Stripe’s 0.25% transfer fee + $0.30 transaction fee

  • Total fees = $623.80

Note: Due to state and jurisdiction laws, Affirm fees cannot be passed to clients. Always verify local guidelines if you have questions.


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