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What Is Buy Now, Pay Later?

Let your customers pay in interest-based installments through Affirm while you get paid upfront. A great option for large orders!

Sierra Burton avatar
Written by Sierra Burton
Updated over a week ago

This feature is available on all Goodshuffle Pro Plans.

Buy Now, Pay Later (via Affirm) is a flexible payment method that allows your customers to split the cost of their invoice into smaller, manageable monthly payments—while you receive the full amount up front.

This option helps make larger purchases more accessible for clients and can increase your conversion rate and average order value.


How It Works

When a client pays an invoice totaling $50 or more, they’ll see the “Buy Now, Pay Later” option at checkout. Here’s what happens:

  1. They fill out a short application for a credit decision from Affirm.

  2. If approved, they select a repayment plan (ranging up to 36 months with fixed interest).

  3. You receive the full payment immediately.

  4. Affirm manages the repayment process with the customer.


Key Details to Know

  • Cannot be applied retroactively: Must be selected at time of payment.

  • Minimum total: Available only for invoices of $50 USD or more.

  • Instant funding: You’re paid in full immediately—Affirm handles collection.


Benefits

  • For clients: Spread out payments with predictable, fixed interest terms.

  • For your business: Improve cash flow, boost sales, and offer flexibility without taking on risk.


👉You can learn more about the customer experience with Buy Now, Pay Later here.

Please note the following:

  • Buy Now, Pay Later cannot be used retroactively on signed contracts

  • Buy Now, Pay Later is only an available payment option for payments of at least $50.00 USD


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