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How Do Refunds or Delinquent Payments Work for Buy Now, Pay Later (Via Affirm)?

Learn how refunds, canceled events, and delinquent payments are handled when clients use Buy Now, Pay Later (via Affirm).

Sierra Burton avatar
Written by Sierra Burton
Updated today

This feature is available on all Goodshuffle Pro Plans.

Refunds or Canceled Events

Refunding a client who used Buy Now, Pay Later through Affirm is a simple process. However, the amount refunded depends on your business’s refund policy.

To issue a refund:

  1. Go to the “Billing” tab of the project.

  2. Process the full or partial refund as needed.

Important Notes:

  • Refunds must be processed within 120 days of the original payment.

  • If the refund is needed after 120 days, record it as an Offline Refund instead.


Delinquent Payments

While Affirm doesn't charge late fees, unpaid loans that are over 120 days overdue may be charged off and sent to a third-party collections agency. This:

  • Can negatively affect your client’s credit report

  • Will show up as a permanent charge-off on their history

  • Is preceded by several notices and reminders from Affirm

Clients can contact Affirm to learn more about their repayment options:

Even if a payment is delinquent, you are not impacted.
You’ve already received the full amount upfront through Affirm, and all collections are managed by them or their agency partner.


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