What are Stripe's ACH Fees?

Here are Stripe's Fees for ACH Transactions and Transfers.

Sierra Burton avatar
Written by Sierra Burton
Updated over a week ago

Stripe's fees for ACH transactions are just 1% with a maximum fee of $60 per charge. There is no 'Transfer Fee' on ACH Payments.

Below is an example of the total ACH processing fee if you're passing this to your client.

Below is an example of the total ACH processing fee if you're absorbing this fee on a project.

You can learn more about how the vendor processing fees versus the client processing fees are calculated here.

Outbound Transfer Fee

When funds are deposited (or 'paid out') into your bank account, Stripe adds a $0.25 fee on the Deposit/Transfer. This fee cannot be passed to your clients.

Stripe will only charge this fee once per Deposit, even if the Deposit contains multiple payments. You can learn more about how Deposits/Transfers work here.

Why does Goodshuffle Pro partner with Stripe?

We've chosen to integrate with Stripe as our Payment Processor for several reasons, namely:

  • All in one system helps you get paid faster - No more needing to follow up (or chase down!) the client to secure payments. We've found that 50% of clients pay through Stripe within 5 minutes of sending the quote.

  • Secure storage of debit/credit card info - All information is stored securely in Stripe's servers with bank-level security. You'll also be able to capture funds in case of damages, missing items, or to cover any other remaining funds.

  • Same rates for all cards (you don't pay more for AMEX or Mastercard, nor do you pay more if you key it in instead of the customer).

  • You can learn more about the other benefits of Stripe here!

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