This feature is available on all Goodshuffle Pro Plans.
Here is more information on the Stripe processing fees per payment method, payment type, and dispute fees.
📌 Some fees are region-specific. Each section calls out where it applies (U.S., Mexico, or all regions).
Quick Reference
U.S. & Canada Card: 2.9% + $0.30 per charge + 0.25% Stripe transfer fee
Mexico Card (domestic): 3.6% + MXN$3.00 per charge
ACH: 1% per charge, capped at $60 (no Stripe transfer fee). U.S. only.
Instant Bank Payment (IBP): 2.5% per charge, no cap, U.S. only
Buy Now, Pay Later (Affirm): 6% + $0.30 per transaction + 0.25% Stripe transfer fee
International Fee: 2% (U.S.) or 2.5% flat (Mexico), applied when currencies don't match
Dispute Fee: $15 to receive + $15 if the challenge is lost ($30 max per dispute, U.S.)
Stripe U.S. & Canada Card Fees
Stripe's fee for debit and credit card transactions is 2.9% + $0.30 per charge in both the U.S. and Canada. Stripe refers to this as the "Transaction Fee."
On top of the transaction fee, Stripe charges a 0.25% transfer fee on the total after the processing fee. So the full per-charge cost is 2.9% + $0.30 + 0.25% transfer fee.
There is no surcharge for AMEX or Mastercard, and no surcharge for keyed-in entries versus client-entered cards.
For full details and examples of vendor-pays vs. client-pays math, see Debit and Credit Card Stripe Fees here.
Stripe Mexico Card Fees
For Mexican vendors, Stripe charges:
3.6% + MXN$3.00 per successful charge on domestic cards
2.5% flat International Fee when the card currency differs from MXN
Bank-to-bank (ACH) payments are not available for Mexican vendors at this time.
For the full breakdown, see What Are Mexico Stripe's Card Fees? or the Stripe Mexico Pricing Page.
Stripe ACH Fees
🇺🇸 US accounts only: ACH payments are available to Goodshuffle Pro accounts based in the United States. Accounts in other regions won't see this option.
Stripe's fee for ACH (bank transfer / eCheck) transactions is 1%, capped at $60 per charge.
There is no Stripe transfer fee on ACH payments.
For client-pays vs. vendor-absorbs examples, see What Are Stripe's ACH Fees?
Stripe Instant Bank Payment (IBP) Fees
🇺🇸 US accounts only: Instant Bank Payments are available to Goodshuffle Pro accounts based in the United States.
Every Instant Bank Payment carries a 2.5% processing fee with no cap. The vendor can choose to absorb the fee or pass it to the client through their Payment Policies.
Other IBP rules to keep in mind:
Per-charge limit: Individual charges are capped at under $5,000. Charges at or above that won't show IBP as an option.
Settlement: Within 2 business days (vs. 3–5 business days to clear plus 1–2 to settle for standard ACH).
Eligibility: The project must be inside the ACH cutoff window and cannot use a net payment policy.
For full eligibility rules and dispute handling, see Instant Bank Payments: Fees, Limits, and Eligibility.
Buy Now, Pay Later (Affirm) Fees
The Buy Now, Pay Later fee is 6% + $0.30 per transaction. Stripe also charges a 0.25% transfer fee on the total after the processing fee, so the full cost is 6% + $0.30 + 0.25% transfer fee.
Affirm does not charge integration, monthly, or annual fees.
Note: Due to state and jurisdiction laws, Affirm fees cannot be passed to clients. Vendors absorb the full cost.
Example: $10,000 BNPL Purchase
$600.00 = 6% BNPL fee
$23.80 = 0.25% Stripe transfer fee + $0.30 transaction fee
Total fees: $623.80
For more, see What Are the Fees for Buy Now, Pay Later?
Stripe International Fee
Stripe applies an International Fee (also called a Foreign Exchange or FX fee) when the client's card currency does not match the currency the vendor's account settles in.
U.S. vendors: 2% per charge, in addition to the standard card fee and transfer fee
Mexico vendors: 2.5% flat, in addition to the standard card fee
Example: a U.S. vendor accepting a payment from a card billed in EUR would see the 2.9% + $0.30 standard fee, the 0.25% transfer fee, and the 2% International Fee.
Stripe Dispute Fees
When a client files a dispute, Stripe charges fees in two stages:
$15 when the dispute is first received
$15 if the vendor challenges the dispute and loses
Total: up to $30 per dispute for U.S. vendors. If the challenge is won, only the initial $15 fee applies.
💡 Dispute fees may vary by country. For U.S. vendors, each event is $15.
Dispute Fees can be reviewed and downloaded from your Subscriptions tab. For more, see How Dispute Fees Work and Where to See Them.
Why Goodshuffle Pro Partners With Stripe
Stripe is our payment processor of choice because:
It is an all-in-one system that helps vendors get paid faster. 50% of clients pay through Stripe within 5 minutes of receiving the quote.
Card data is stored securely on Stripe's servers with bank-level security, and funds can be captured later for damages, missing items, or remaining balances.
Same rates apply for all card brands. No upcharge for AMEX or Mastercard, and no upcharge for keyed-in entries.
More on the integration is available here.
Have more questions? Check out our Stripe Frequently Asked Questions.
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