Event Host Liability is a type of insurance coverage that helps protect individuals or organizations hosting an event from financial loss if they are held legally responsible for injuries or property damage that occur during the event. See Event Liability FAQs.
This insurance is separate from coverage for rental equipment (like Inland Marine Insurance), and specifically applies to liability associated with hosting the event.
What’s Covered?
Event Host Liability Insurance typically includes:
Bodily Injury
A guest trips on a cord and is injured
Someone slips on a dance floor and needs medical attention
Property Damage
A venue wall is damaged by a rented structure
A decorative element knocks over a valuable item
Legal Fees
Defense costs if the event host is sued due to an accident
Settlement or court-ordered compensation for injuries or damage
Why It’s Often Required
Many venues require proof of liability coverage with:
A $1M+ per occurrence limit ($2,000,000 aggregate)
The venue listed as an Additional Insured
Coverage for specific dates/times and event activities
Offering this insurance directly during the booking process helps your clients meet these requirements with ease.
How It Helps Your Business
Reduces your risk. Your client’s Event Host Liability Insurance pays if something goes wrong
Speeds up bookings by removing the need for clients to shop around
Makes you more attractive to venues as a professional, fully covered vendor
Want to learn more?
Check out our full breakdown of Event Host Liability Insurance or book a meeting with our team to learn more.